Takes

 Collins Imoudu Andrew -  In the sprawling tapestry of Nigeria's political landscape, few figures shine as brightly as Honourable Arc. Ahmed Musa Dangiwa. His name has become synonymous with progress, especially in the critical sector of housing development in Nigeria. Born from a vision to transform the living standards of Nigerians, his journey, marked by exceptional antecedents and remarkable achievements, has not only redefined housing policies, especially with regard to mortgage financing but also offered a glimpse into a future where every citizen has a place to call home. For many, Hon. Dangiwa's antecedents in the housing sector began with   his appointment as the Managing Director/Chief Executive Officer of the Federal Mortgage Bank of Nigeria, in April 2017 by Buhari. This is not true because he holds an MSc. (Arc) and MBA both from Ahmadu Bello University, Zaria in addition to a bachelor’s Honours degree in Architecture from the same Institution. He is an alumn...

Collins Imoudu Andrew -    NIRSAL Microfinance Bank (NMFB) has launched a new credit facility christened NMFB Amazon Loan for women entrepreneurs to deepen its financial inclusion drive.   The news filtered into public space after the bank's media team sent out informative and educative posts across its social media platforms.    After a series of initial suspense posts heralding the big announcement, the first post reads thus, “Introducing NMFB AMAZON LOAN: The Amazon Loan is a set of concessions that grant easy access to the bank’s loan products to women and women-owned businesses who come together as groups.”   The second post listed four products the loan contains and itemised them as follows “(i) NMFB SME: For women groups who are micro to small scale entrepreneurs, the self-employed, and traders. (ii) NMFB Agriculture Finance Facility (AFF): For women groups who are subsistence-level farmers. (iii) NMFB Petty Cash Now-Now: for women gr...

  Collins Imoudu Andrew  | I must confess from the onset that like many people until I conducted research, I couldn't tell that differences existed between NIRSAL Microfinance Bank and NIRSAL PLC. However, I discovered that the entities have nothing in common as far as their core mandate, ownership, and management are concerned except for the acronym NIRSAL. It is a given that, in the realm of   financial institutions, acronyms often abound, and it's not uncommon for confusion to arise, especially when two entities share related names. Such is the case with NIRSAL MFB and NIRSAL PLC. They are prominent players in Nigeria's financial sector but serve different purposes, operate under distinct regulatory frameworks, and have different management. Whereas NIRSAL MFB is a licensed bank performing all functions of a financial institution including accepting deposits and creation of credit facilities, NIRSAL (The Nigeria Incentive-based Risk-sharing System for Agricultural Lend...

Collins Imoudu Andrew  When it comes to making important decisions, whether in business or personal life, due diligence is a crucial process that should never be overlooked. This investigative procedure involves gathering and assessing relevant information to make informed choices. Whether you are considering a new investment opportunity, hiring a new employee, or even buying a house, due diligence can help you avoid costly mistakes and ensure that your decisions are well-founded. Due diligence is essential because it minimizes risks and provides a solid foundation for decision-making. It allows you to: 1. Identify Red Flags: By researching and verifying information, you can spot potential issues or discrepancies. For example, in a business context, due diligence might uncover financial irregularities or legal problems that could significantly impact your investment. 2. Assess Value: In financial transactions, due diligence helps determine the true value of an asset or company. Thi...

Collins Imoudu Andrew 1. Control Your Thoughts Never harbour a Premonition, or a Superstition, nor allow yourself to be afraid of what is mysterious or unknown. By such bugaboos are the weak and ignorant driven. 2. Be Courageous There has never been any tribe discovered that did not look up to a brave man. 3. Make a Program and Follow It. Arrange your day. Get the twenty-four hours that are yours into companies and classes. It is amazing what you can accomplish in a day if you order your time; it is three hundred and sixty-five times as amazing as what you can get done in a year. 4. Find Out What You Want Take a day off, a few hours at least, examine yourself, look carefully over all the objects which you think would make you happy if you gained them, and select the thing most worthwhile. 5. Settle the Sex Problem Intelligently The sex drive is not wicked. It is natural. Sex feeling has its place and is a very wholesome and beautiful place. It means family life, the dear relationships ...